The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| County | Housing Affordability Index | |
|---|---|---|
| 1. | Gratiot County | 241 |
| 2. | Ontonagon County | 231 |
| 3. | Crawford County | 228 |
| 4. | Dickinson County | 226 |
| 5. | Branch County | 223 |
| 6. | Luce County | 223 |
| 7. | Alpena County | 220 |
| 8. | Gogebic County | 216 |
| 9. | Hillsdale County | 214 |
| 10. | Shiawassee County | 213 |
| 11. | Iosco County | 212 |
| 12. | Iron County | 211 |
| 13. | Kalkaska County | 211 |
| 14. | Wexford County | 211 |
| 15. | Sanilac County | 208 |
| 16. | Newaygo County | 207 |
| 17. | Missaukee County | 205 |
| 18. | St. Joseph County | 205 |
| 19. | Tuscola County | 202 |
| 20. | Arenac County | 202 |
