The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| Name | County | Housing Affordability Index | |
|---|---|---|---|
| 1. | Glen Arbor Census Designated Place | Leelanau | 61 |
| 2. | City of Mackinac Island | Mackinac | 61 |
| 3. | City of East Lansing | Ingham | 92 |
| 4. | Shorewood-Tower Hills-Harbert Census Designated Place | Berrien | 96 |
| 5. | City of Ypsilanti | Washtenaw | 96 |
| 6. | City of Ann Arbor | Washtenaw | 101 |
| 7. | Village of Vandalia | Cass | 105 |
| 8. | Village of Grand Beach | Berrien | 109 |
| 9. | Village of Michiana | Berrien | 109 |
| 10. | Omena Census Designated Place | Leelanau | 111 |
| 11. | Village of Northport | Leelanau | 114 |
| 12. | City of Houghton | Houghton | 117 |
| 13. | Leland Census Designated Place | Leelanau | 117 |
| 14. | City of Bloomfield Hills | Oakland | 120 |
| 15. | City of Charlevoix | Charlevoix | 120 |
| 16. | City of Keego Harbor | Oakland | 121 |
| 17. | City of New Buffalo | Berrien | 123 |
| 18. | City of Rochester | Oakland | 123 |
| 19. | Village of Suttons Bay | Leelanau | 123 |
| 20. | City of South Haven | Van Buren | 124 |
