The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| ZIP Code | City | Housing Affordability Index | |
|---|---|---|---|
| 1. | 48211 | Detroit | 350 |
| 2. | 48529 | Burton | 350 |
| 3. | 48607 | Saginaw | 350 |
| 4. | 49871 | Palmer | 350 |
| 5. | 49876 | Quinnesec | 350 |
| 6. | 49917 | Copper City | 350 |
| 7. | 49955 | Painesdale | 350 |
| 8. | 49959 | Ramsay | 350 |
| 9. | 49960 | Rockland | 350 |
| 10. | 49971 | White Pine | 350 |
| 11. | 49929 | Greenland | 348 |
| 12. | 49934 | Hubbell | 340 |
| 13. | 49238 | Deerfield | 335 |
| 14. | 48724 | Carrollton | 335 |
| 15. | 49788 | Kincheloe | 333 |
| 16. | 48437 | Genesee | 332 |
| 17. | 49089 | Sherwood | 328 |
| 18. | 49815 | Channing | 328 |
| 19. | 49881 | Sagola | 326 |
| 20. | 48856 | Middleton | 326 |
