The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| ZIP Code | City | Housing Affordability Index | |
|---|---|---|---|
| 1. | 48505 | Flint | 304 |
| 2. | 48502 | Flint | 267 |
| 3. | 48205 | Detroit | 255 |
| 4. | 48504 | Flint | 249 |
| 5. | 48229 | Ecorse | 229 |
| 6. | 48607 | Saginaw | 226 |
| 7. | 48602 | Saginaw | 223 |
| 8. | 49963 | South Range | 200 |
| 9. | 48601 | Saginaw | 198 |
| 10. | 49959 | Ramsay | 192 |
| 11. | 48213 | Detroit | 192 |
| 12. | 49915 | Caspian | 191 |
| 13. | 49960 | Rockland | 190 |
| 14. | 48210 | Detroit | 188 |
| 15. | 48724 | Carrollton | 187 |
| 16. | 49876 | Quinnesec | 187 |
| 17. | 48217 | Detroit | 181 |
| 18. | 48228 | Detroit | 180 |
| 19. | 48604 | Saginaw | 180 |
| 20. | 48503 | Flint | 178 |