The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| ZIP Code | City | Housing Affordability Index | |
|---|---|---|---|
| 1. | 48201 | Detroit | 32 |
| 2. | 49636 | Glen Arbor | 61 |
| 3. | 49757 | Mackinac Island | 61 |
| 4. | 48104 | Ann Arbor | 76 |
| 5. | 48226 | Detroit | 80 |
| 6. | 48933 | Lansing | 90 |
| 7. | 49116 | Lakeside | 94 |
| 8. | 48823 | East Lansing | 97 |
| 9. | 49130 | Union | 99 |
| 10. | 48120 | Dearborn | 102 |
| 11. | 48126 | Dearborn | 107 |
| 12. | 48105 | Ann Arbor | 108 |
| 13. | 49670 | Northport | 109 |
| 14. | 48207 | Detroit | 111 |
| 15. | 49117 | New Buffalo | 111 |
| 16. | 49115 | Harbert | 112 |
| 17. | 48202 | Detroit | 113 |
| 18. | 49969 | Watersmeet | 114 |
| 19. | 49674 | Omena | 115 |
| 20. | 49782 | Beaver Island | 116 |
