48813 ZIP Code Profile, Map, Data & Demographics

ZIP Code Type: STANDARD
County: Eaton County
Centroid: Latitude 42.572, Longitude -84.838
Time Zone: Eastern Time Zone (UTC -5 hours)
Observes DST: Yes

ZIP Code 48813 has segments in 2 Counties (Calhoun, Eaton).

Businesses Addresses: 621
PO Box Addresses: 162
Residential Addresses: 8,672

Multi-Family Addresses: 511
Single Family Addresses: 8,161

The ZIP Code maps and database are updated 4 times per year.
Database updated: June 1, 2024, Maps updated: May 1, 2024.

Charlotte, MI 48813 Data & Demographics (As of July 1, 2024)

POPULATION
Total Population	20,763 (100%)
Population in Households	20,294 (97.7%)
Population in Families	16,142 (77.7%)
Population in Group Quarters¹	469 ( 2.3%)
Population Density	126
Diversity Index²	26


INCOME
Median Household Income	$71,381
Average Household Income	$88,038
% of Income for Mortgage⁴	18%
Per Capita Income	$34,990
Wealth Index⁵	75
Socioeconomic Status Index⁶	Moderate (51.5)

HOUSING
Total HU (Housing Units)	8,708 (100%)
Owner Occupied HU	6,611 (75.9%)
Renter Occupied HU	1,633 (18.8%)
Vacant Housing Units	464 ( 5.3%)
Median Home Value	$207,846
Average Home Value	$242,002
Housing Affordability Index³	125

HOUSEHOLDS
Total Households	8,244
Average Household Size	2.46
Family Households	5,382
Average Family Size	3.00

NOTES

Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.
The Socioeconomic Index ranges from zero (lowest relative status) to 100 (highest relative status). This measure quantifies disparities in social position of an area's inhabitants and is built from a broad range of demographic, housing, and socioeconomic inputs. More information on this measure can be found in Esri's SEI tutorial.

Charlotte, MI 48813 - Peer Comparisons by Rank and Percentile

The table below compares 48813 to the other 958 ZIP Codes in Michigan by rank and percentile using July 1, 2024 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

GROWTH RATE / YEAR	2020-2024	2024-2029
Population	-0.06%	-0.27%
Households	0.07%	0.00%
Families		-0.07%
Median Household Income		2.27%
Per Capita Income		2.92%
Owner Occupied HU		0.23%

Variable Description	Rank	Percentile
Total Population	# 187	81st
Population Density	# 454	53rd
Median Household Income	# 385	60th
Housing Affordability Index	# 614	64th
Per Capita Income	# 566	41st
Diversity Index	# 397	59th

48813 ZIP Code Profile, Map, Data & Demographics

ZIP Code 48813: Basic Data & USPS Preferred City Name

Charlotte, MI 48813 Data & Demographics (As of July 1, 2024)

POPULATION

INCOME

HOUSING

HOUSEHOLDS

GROWTH RATE / YEAR

Charlotte, MI 48813 - Peer Comparisons by Rank and Percentile

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Eaton County