Otter Lake, MI Profile: Facts & Data


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Otter Lake, Michigan - Basic Facts

The Village of Otter Lake had a population of 411 as of July 1, 2020.

The primary coordinate point for Otter Lake is located at latitude 43.2134 and longitude -83.4544 in Lapeer County. The formal boundaries for the Village of Otter Lake encompass a land area of 0.76 sq. miles and a water area of 0.08 sq. miles. Lapeer County is in the Eastern time zone (GMT -5). The elevation is 869 feet.

The Village of Otter Lake (GNIS ID: 2399597) has a C1 Census Class Code which indicates an active incorporated place that does not serve as a county subdivision equivalent. It also has a Functional Status Code of "A" which identifies an active government providing primary general-purpose functions.

The Village of Otter Lake is located within Township of Marathon, a minor civil division (MCD) of Lapeer County.


Otter Lake, MI Data & Demographics (As of July 1, 2020)


Total Population 411 (100%)
Population in Households 408 (99.3%)
Population in Families 348 (84.7%)
Population in Group Quarters1 3 ( 0.7%)
Population Density 544
Diversity Index2 18


Median Household Income $63,579
Average Household Income $70,586
% of Income for Mortgage4 9%
Per Capita Income $26,529
Wealth Index5 68


Total HU (Housing Units) 191 (100%)
Owner Occupied HU 138 (72.3%)
Renter Occupied HU 18 ( 9.4%)
Vacant Housing Units 35 (18.3%)
Median Home Value $130,469
Average Home Value $151,439
Housing Affordability Index3 304


Total Households 156
Average Household Size 2.62
Family Households 115
Average Family Size 3
  1. Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
  2. The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
  3. The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
  4. The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
  5. The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.


2010-2020 2020-2025
Population 0.54% 0.39%
Households 0.78% 0.51%
Families 1.47% 0.69%
Median Household Income   1.34%
Per Capita Income   1.88%
Owner Occupied HU   0.57%


Otter Lake, MI - Peer Comparisons by Rank and Percentile

The table below compares Otter Lake to the other 692 incorporated cities, towns and CDPs in Michigan by rank and percentile using July 1, 2020 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

Variable Description Rank Percentile
Total Population # 567 18th
Population Density # 501 28th
Median Household Income # 148 79th
Housing Affordability Index # 645 93rd
Per Capita Income # 342 51st
Diversity Index # 337 52nd

Additional comparisons and rankings can be made with a VERY EASY TO USE Michigan Census Data Comparison Tool.

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