Saginaw, MI Profile: Facts & Data

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Saginaw, Michigan - Basic Facts

The City of Saginaw had a population of 48,631 as of July 1, 2020. Saginaw ranks in the upper quartile for Population Density and Diversity Index when compared to the other cities, towns and Census Designated Places (CDPs) in Michigan. See peer rankings below.

The primary coordinate point for Saginaw is located at latitude 43.4195 and longitude -83.9508 in Saginaw County. The formal boundaries for the City of Saginaw encompass a land area of 17.11 sq. miles and a water area of 0.73 sq. miles. Saginaw County is in the Eastern time zone (GMT -5). The elevation is 577 feet.

The City of Saginaw (GNIS ID: 1627020) has a C5 Census Class Code which indicates an active incorporated place that is independent of any county subdivision and serves as a county subdivision equivalent. It also has a Functional Status Code of "A" which identifies an active government providing primary general-purpose functions.

Alternate Unofficial Names for Saginaw: Fort Saginaw.

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Saginaw, MI Data & Demographics (As of July 1, 2020)

POPULATION

Total Population 48,631 (100%)
Population in Households 47,184 (97.0%)
Population in Families 36,303 (74.6%)
Population in Group Quarters1 1,447 ( 3.0%)
Population Density 2,847
Diversity Index2 72
 
 

INCOME

Median Household Income $32,173
Average Household Income $42,759
% of Income for Mortgage4 6%
Per Capita Income $16,772
Wealth Index5 33
 

HOUSING

Total HU (Housing Units) 22,677 (100%)
Owner Occupied HU 10,700 (47.2%)
Renter Occupied HU 8,204 (36.2%)
Vacant Housing Units 3,773 (16.6%)
Median Home Value $45,201
Average Home Value $69,647
Housing Affordability Index3 283
 

HOUSEHOLDS

Total Households 18,904
Average Household Size 2.5
Family Households 11,408
Average Family Size 3
NOTES
  1. Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
  2. The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
  3. The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
  4. The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
  5. The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.

GROWTH RATE / YEAR

2010-2020 2020-2025
Population -0.56% -0.43%
Households -0.45% -0.37%
Families -0.69% -0.53%
Median Household Income   1.11%
Per Capita Income   1.6%
Owner Occupied HU   -0.39%

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Saginaw, MI - Peer Comparisons by Rank and Percentile

The table below compares Saginaw to the other 692 incorporated cities, towns and CDPs in Michigan by rank and percentile using July 1, 2020 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

Variable Description Rank Percentile
Total Population # 27 96th
Population Density # 76 89th
Median Household Income # 667 4th
Housing Affordability Index # 599 87th
Per Capita Income # 673 3rd
Diversity Index # 5 99th

Additional comparisons and rankings can be made with a VERY EASY TO USE Michigan Census Data Comparison Tool.

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