48654 ZIP Code Profile, Map, Data & Demographics

ZIP Code Type: STANDARD
County: Ogemaw County
Centroid: Latitude 44.433, Longitude -84.122
Time Zone: Eastern Time Zone (UTC -5 hours)
Observes DST: Yes

ZIP Code 48654 has segments in 2 Counties (Ogemaw, Oscoda).

Businesses Addresses: 112
PO Box Addresses: 251
Residential Addresses: 973

Multi-Family Addresses: 16
Single Family Addresses: 957

The ZIP Code maps and database are updated 4 times per year.
Database updated: June 1, 2025, Maps updated: May 1, 2024.

Rose City, MI 48654 Data & Demographics (As of July 1, 2025)

POPULATION
Total Population	2,253 (100%)
Population in Households	2,183 (96.9%)
Population in Families	1,655 (73.5%)
Population in Group Quarters¹	70 ( 3.1%)
Population Density	17
Diversity Index²	16


INCOME
Median Household Income	$50,131
Average Household Income	$64,226
% of Income for Mortgage⁴	21%
Per Capita Income	$29,116
Wealth Index⁵	49
Socioeconomic Status Index⁶	Moderate (45.5)

HOUSING
Total HU (Housing Units)	1,901 (100%)
Owner Occupied HU	856 (45.0%)
Renter Occupied HU	164 ( 8.6%)
Vacant Housing Units	881 (46.3%)
Median Home Value	$170,221
Average Home Value	$200,870
Housing Affordability Index³	106

HOUSEHOLDS
Total Households	1,020
Average Household Size	2.14
Family Households	613
Average Family Size	3.00

NOTES

Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.
The Socioeconomic Index ranges from zero (lowest relative status) to 100 (highest relative status). This measure quantifies disparities in social position of an area's inhabitants and is built from a broad range of demographic, housing, and socioeconomic inputs. More information on this measure can be found in Esri's SEI tutorial.

Rose City, MI 48654 - Peer Comparisons by Rank and Percentile

The table below compares 48654 to the other 957 ZIP Codes in Michigan by rank and percentile using July 1, 2025 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

GROWTH RATE / YEAR	2020-2025	2025-2030
Population	-0.50%	-0.38%
Households	-0.50%	-0.38%
Families		-0.16%
Median Household Income		1.55%
Per Capita Income		1.52%
Owner Occupied HU		-0.26%

Variable Description	Rank	Percentile
Total Population	# 655	32nd
Population Density	# 851	11th
Median Household Income	# 862	10th
Housing Affordability Index	# 425	44th
Per Capita Income	# 816	15th
Diversity Index	# 829	13th

48654 ZIP Code Profile, Map, Data & Demographics

ZIP Code 48654: Basic Data & USPS Preferred City Name

Rose City, MI 48654 Data & Demographics (As of July 1, 2025)

POPULATION

INCOME

HOUSING

HOUSEHOLDS

GROWTH RATE / YEAR

Rose City, MI 48654 - Peer Comparisons by Rank and Percentile

Popular Places Near ZIP Code 48654

Use HTL Address Research for a Michigan Address and get...

Quick & Easy Ways to...

Michigan Census Data Comparison Tool

More Tools and Resources:

Ogemaw County